Making a Down Payment for a Better Tomorrow


Tom Corley boats - crop

There’s an old saying:

A Fish Rots From the Head Down

What this means to me is that poverty begins in the mind.

According to my Rich Habits Study, most of the rich (76%) are born into either poverty or the middle-class. According to the 2016 Wealth X Census, 75% of the rich are born into either poverty or the middle-class.

It’s what happens after you are born that determines whether or not you will become rich and successful. And the path towards wealth always begins in the same place – the mind.

Those who rise up from poverty or the middle-class have one thing in common – they change their thinking. They do this a number of ways:

  • Associate with other, success-minded people who infect them with their upbeat, positive, success-thinking.
  • Find success mentors in life. who infect them with their upbeat, positive, success-thinking.
  • Read books of other successful people who rose from poverty or the middle-class.
  • Read books, articles, blogs or listen to TEDx talks or podcasts that inspire them or help them grow in knowledge and wisdom.
  • Surround themselves with experts who wisely council them.
  • Find partners who can help them advance in their careers or realize a dream.
  • Avoid or disassociate themselves from negative, toxic people.

Success is a process. That process always starts in the same place – the mind.

If you want to succeed in life, you must change the way you think. You must become upbeat, positive and optimistic about life. You also must increase your knowledge.

These things require an investment – an investment in yourself. You invest in yourself by building relationships with other success-minded people, finding success-mentors and by seeking to gain knowledge you don’t currently possess.

Make this investment a daily one. Build daily habits to forge relationships with success-minded people. Build daily habits, such as reading to learn, in order to increase your knowledge or listen to podcasts, audio books or TEDx talks that help you gain knowledge.

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Thomas C. Corley About Thomas C. Corley

Tom Corley is a bestselling author, speaker, and media contributor for Business Insider, CNBC and a few other national media outlets.

His Rich Habits research has been read, viewed or heard by over 50 million people in 25 countries around the world.

Besides being an author, Tom is also a CPA, CFP, holds a master’s degree in taxation and is President of Cerefice and Company, a CPA firm in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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