What’s Your Money Mindset?


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Were your parents good with money? Were they bad with money? Was money a source of stress or anxiety during your childhood? Did your parents fight over money? Was money always hard to come by growing up? Was one parent in charge of making money? Was one parent in charge of spending money?

We all have a money mindset. This money mindset, or money blueprint, is generally forged during childhood.

What is your money mindset? 

  • Savings Mindset – Are you programmed to save money?
  • Spending Mindset – Are you programmed to spend money?
  • Earning Mindset – Are you programmed to make money?
  • Security Mindset – Are you programmed to protect what money you have?
  • Freedom Mindset – Are you programmed to see money as the path to freedom?
  • Anxiety Mindset – Are you programmed to see money as a source of stress and anxiety?
  • Negative Mindset – Are you programmed to see the pursuit or accumulation of money as a negative, bad or evil thing?
  • Positive Mindset – Are you programmed to see the pursuit or accumulation of money as positive, good or noble thing?

All changes in habits, thinking, behavior and emotions start with awareness. Awareness is the starting point for all changes in our lives. Most are hopelessly unaware of the habits, thinking, behaviors and the emotions which shape their financial lives. Until you first become aware, there is no hope for change and your life will remain unchanged.

Your financial problems are sourced to your mindset. Once you become aware of your money mindset and the source of your money mindset (typically parents), only than change is possible. 

Your money mindset can be an anchor, dragging your down into the financial abyss or it can be a rocket ship that allows you to soar to great heights. You were not put on this planet to struggle financially. All of your financial struggles are man-made. They are the product of your money mindset. Changing your money mindset is the key to financial freedom.

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Thomas C. Corley About Thomas C. Corley

Tom Corley is a bestselling author, speaker, and media contributor for Business Insider, CNBC and a few other national media outlets.

His Rich Habits research has been read, viewed or heard by over 50 million people in 25 countries around the world.

Besides being an author, Tom is also a CPA, CFP, holds a master’s degree in taxation and is President of Cerefice and Company, a CPA firm in New Jersey.
Phone Number: 732-382-3800 Ext. 103.
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  1. Davene Meehan says:

    From a child, I remember having a small bank to place my money in. I remember getting a savings account with my dad and I loved watching the amount grow. However, I was shocked the other day when my mother some of her grandchildren some money and told them to spend all of it, this is not to be saved. So I am sure I have mixed money mindsets. My husband’s money mindset tends to come from watching his parents skimp and save and then have medical issues take everything away from them. I wanted to save and he wanted to spend before it was gone. We’ve come a long way since those first years and have come to a middle ground that includes a specified to spent as we wish and yet always an amount to be saved. We come from and are middle class.

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