Poor people spend their money and save what’s left. Rich people save their money and spend what’s left. One is a poverty philosophy and the other is a wealth philosophy. Wealthy people learn to live off 80% of their net income and save 20%. They pay themselves first, before any bill gets paid. If you are not financially independent it means you have the wrong plan, the wrong philosophy. You need to make a course correction in your life. You need to change your plan and change your philosophy about money.
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