Who you associate with will determine the quality of your life. If you are starting out in your career or changing jobs, choose your boss with care. You want to work for someone who has much to teach you, who is positive, upbeat and enthusiastic. You want to avoid a boss who appears negative, critical, sarcastic or egotistical. You will not thrive in such an environment.

Outside your job, you want to spend most of your time around winners; people who are working hard to improve themselves and who never criticize, condemn or complain. You want to avoid those who find fault in everything and everyone and who seem to be perpetually in turmoil in their lives. They will drag you down and sap you of your positive energy. A good rule of thumb is to spend less than an hour a week with toxic people and more than an hour a week with winners.

When you make it a Rich Habit to associate with the winners in life, you will become a winner yourself.

“If you fail to plan, you plan to fail”. Benjamin Franklin

If you fail to plan your life you are leaving everything to chance. In order to have the ideal life you must script every aspect of your life. You must create a blueprint for every facet of you life if you want to create a life of happiness and success. When you script your ideal life you set in motion forces that will attract into your life the people and circumstances that will help make your ideal life become a reality. Those who fail to plan their ideal life leave their life in the hands of fate and chance.

There is only one true definition of failure: Failure is when you quit on a goal, major purpose or life dream.

Everyone follows the Law of Visualization whether they realize it or not. When it comes to the rich and poor, however, where they part ways is on what they visualize. Successful, wealthy people visualize future successes, who they want to be and what they want to do and have. They dwell on achieving their goals and realizing their life dreams. Their visualizations are always positive, upbeat and focused on changing their circumstances and creating a future, ideal life. Those who do not succeed in life and struggle financially always dwell on their past mistakes, regret who they have become and focus on their current problems. Their visualizations are always negative and downbeat. They blame everyone but themselves for their circumstances.

Successful people become rich because they follow the Law of Incremental Improvement. Every day they do certain things that advance them further in achieving their goals, improve their skills and increase their knowledge. Successful people improve themselves bit by bit every day. They become the type of person they need to become to earn greater financial rewards in life. They make self-improvement a daily habit.

There are no limitations except self-imposed limitations. Pursuing something you are passionate about: big goal, main purpose or life dream, is empowering. Eventually all of the limiting beliefs that have held you back your whole life will fall to the wayside as you crash through one obstacle after another in pursuit of your goal, purpose or dream. Fears, doubts and other long-held limiting beliefs are no match for a person who has found their passion in life. They will all melt away and be replaced by new positive beliefs that are necessary to realize your goal, purpose or life dream. Obstacles such as working capital needs or limited knowledge/skills are no barrier to a person who has found their passion in life. Such a person will find their working capital, learn what they need to know and develop the skills in order to realize the goal, purpose or life dream they are passionate about. The key to success in life is to pursue something big and meaningful that you are passionate about. That WHY is all you need. The HOW will eventually be revealed to you when you find your WHY.

What do you want in life? What job do you want? Where do you want to live? What kind of home do you want to own? How much money do you want to make every year? How much do you want to weigh?

These are questions that require specific answers. A simple definition of success I like to use is this: “Success is pursuing and achieving your goals and dreams in life”.

But success does not just happen. You need to get specific about what it is you want in every aspect of your life. You need to think about what you want, you need to write it down and you need to pursue what you want with a burning desire. Clarity starts the process. Clarity creates the passion. Passion creates the action. Action makes your goals, dreams and wants a reality.

Abraham Lincoln used something called the Rule of 3 to commit important things to memory. It is a very simple rule: Write down anything you want to commit to memory three times. It activates something called the memory loop inside the brain. This memory loop occurs during REM sleep and helps consolidate new information learned the previous day. Give it a try!