Archives for April 2014

Tip o’ the Morning to Ya – The Brain

Rich Habits Word of the Day

Intuition – Subconscious, hidden.  Tom knew that in order for his intuition to work to his advantage he needed good, positive thoughts, emotions and daily habits.

Rich Habits Fact of the Day

The brain is composed of three parts: Brain Stem, Limbic System and Neocortex. The brain stem is the oldest part of the brain. It controls vital bodily functions, such as breathing, organ functions and heart rate. It is also where the fight or flight response resides. The limbic system is the next oldest. It is where our emotions come from and where short-term memory resides. The neocortex is the most recent part of the brain. This is where our intellect, decision making and higher reasoning are found. The neocortex is also known as the cerebellum, which includes the basal ganglia, where habits are stored.

Rich Habits Lesson of the Day

Our conscious (neocortex) and subconscious (brain stem and limbic system) need to work together in harmony in order  to live a happy, successful life. Positive or negative emotions and positive or negative thinking are programmed into our subconscious, and good or bad habits are stored in our conscious. Positive emotions, positive thinking and good habits lead to a happy, successful life. Negative emotions, negating thinking and bad habits lead to an unhappy, unsuccessful life. Our brain is very much like a computer. It can be programmed for happiness or unhappiness and success or failure by our emotions, thoughts and habits.

 

The Formula for Creating Wealth and Happiness

Have you ever seen a little child at play? Did they ever seem unhappy? No. When we play, we exercise our Genius Gene. Every person is born with a Genius Gene. The Genius Gene gives us the ability to create. It is a very powerful gene. Everyone is supposed to use their Genius Gene, every day and all the time. When we use it we are happy. When we let it atrophy, we are unhappy.

In fact, research suggests creative people are actually happier than everyone else. [Read more…]

Tip o’ the Morning to Ya – A Carrot a Day

Rich Habits Word of the Day

Bushy-Tailed – Healthy.  After a week of eating carrots, she felt bushy-tailed.

Rich Habits Fact of the Day

In 1939, Bugs Hardaway, Warner Brothers Director, decided to remake “Porky’s Hare Hunt” with a new rabbit. Cartoonist Charlie Thorson comes up with a gray and white rabbit with large buck teeth. He labels his sketch “Bugs’ Bunny”. Since 1939, Bugs Bunny has starred in more than 175 films. He’s been nominated for three Oscars, and won one in 1958, for “Knighty Knight, Bugs” (with Yosemite Sam). Every year from 1945 to 1961, he was voted “top animated character” by movie theater owners (when they still showed cartoons in theaters). In 1985 he became only the 2nd cartoon character to be given a star on the Hollywood Walk of Fame (Mickey Mouse was the first). For almost 30 years, starting in 1960, he had one of the top-rated shows in Saturday morning TV. In 1976, when researchers polled Americans on their favorite characters, real and imaginary, Bugs came in second …behind Abraham Lincoln.

Rich Habits Lesson of the Day

Bugs Bunny is still alive and well because he eats carrots. There are many health benefits to eating carrots:

  • Prevent Strokes: In a Harvard University study, people who at six carrots a week were less likely to suffer a stroke.
  • Good for the Gums – Carrots get rid of plaque much like brushing your teeth.
  • Healthy for Skin – Carrots have Vitamin A and other antioxidants that protect the skin from sun damage.
  • Reduced Rate of Cancer – Carrots reduce the risk of lung cancer, breast cancer and colon cancer.
  • Antiseptic – Shredded carrots can help reduce infections from cuts.
  • Prevent Heart Disease – Carrots havebeta-carotene, alpha-carotene and lutein, which are associated with a lower incidence of heart disease.
  • Improved Eyesight – Carrots are rich in beta-carotene, which have been shown to protect against macular degeneration and cataracts.

A carrot has only 30 calories.

Tip o’ the Morning to Ya – An Apple a Day

Rich Habits Word of the Day

Efficacy – Capability.  The efficacy of apples in weight loss and general good health has been well-known for many years.

Rich Habits Fact of the Day

A typical apple contains 60 calories.

Rich Habits Lesson of the Day

Benefits of eating apples:

  • Fights Alzheimer’s – Whole apples, including the skin, contain quercetin, a powerful antioxidant that protects brain cells from degeneration.
  • Prevent Colon Cancer – An antioxidant found in apples called procyanidins, produces chemicals that help fight the formation of cancer cells.
  • Stabilize Blood Sugar – Apples include soluble fiber, which slows the digestion of food and the entry of glucose in the bloodstream.
  • Improve Gums – Apples are nature’s toothbrush. One apple stimulates the gums and prompts the flow of saliva, which reduces tooth decay.
  • Prevent High Blood Pressure – Adults who eat apples are 37% less likely to have hypertension.
  • Keeps You Thin – Apples are packed with fiber and water. They fool the stomach into feeling full.
  • Reduce Heart Disease – Apples are rich in flavonoids, antioxidants that help prevent heart disease.

To receive all the benefits of apples, you must also eat the skin.

Why Do So Few Ring the Bell While So Many Get Their Bell Rung?

Circumstances are temporary but made permanent by our daily habits. Those who have good daily habits do well in life. Those who have bad daily habits, do not. The few with good daily habits are rewarded with success, wealth, good health and, above all, happiness. The masses with bad daily habits fail, struggle financially, have poor health and, above all, are unhappy.

Your daily habits dictate your circumstances in life. Changing your circumstances requires that you change your daily habits. Most, in America, are born into either poverty or the middle-class. 87% of those who are rich were raised in a  poor or middle-class home. Yet, somehow, they were able to rise above their circumstances and achieve wealth. So, clearly, circumstances you are born into do not dictate your financial status in life. But how do they do it? [Read more…]

Tip o’ the Morning to Ya – Family

Rich Habits Word of the Day

Endowment – Legacy.  Her endowment was not the wealth she left behind to her children but the love and devotion to family that will last forever.

Rich Habits Fact of the Day

Easter changes every year. It occurs every first Sunday, after the first full moon, following spring. Spring arrives on either March 20th or March 21st (the Vernal Equinox – when nighttime and daytime = 12 hours). The date range for Easter is, therefore, March 22nd (or March 23rd) – April 24 (or April 25th).

Early Easter example: If spring is March 20th and the first full moon after spring is March 21st and the first Sunday after spring and the first full moon is March 22nd, then Easter is March 22nd.

Late Easter Example: If spring is March 21st and the first full moon after spring is 28 days later (full moon is every 28 days), or April 18th and the first Sunday after the first full moon is April 25th, then Easter is April 25th.

Rich Habits Lesson of the Day

Success requires sacrifices. Families sometimes become the victim of the fanatical pursuit of a dream, major purpose or goal. But real success is not just financial. Truly successful people are well-rounded in terms of success. They put their family first, second and third. Followed, then, by everything else. At the end of one’s life, your legacy will be many things, but the most important thing will be the love, time and devotion you gave to your family.

Reading and Success – A Simple Matter of Cause and Effect

In my five-year study of the daily habits of the rich and poor I found that the wealthy have some very unique habits. These unique habits painted a picture that could lead to only one conclusion: your daily habits are responsible for your financial circumstances in life. Good daily success habits are the cause – wealth and success, the effect. Of the more than 200 metrics I tracked in my study, some included reading habits. Here’s what I uncovered: [Read more…]

Ten Reasons Why Wealth and Poverty are the Result of Parenting and Habits

From my 5 year study on daily habits, I discovered that parenting and daily habits dictate how financially successful or unsuccessful you will be in life. By focusing my research on rich people and poor people, I made a number of significant discoveries: [Read more…]

Five Things You Should Know About the Importance of Habits

From my research I discovered that daily habits dictate how successful or unsuccessful you will be in life. By focusing my research on rich people ($160,000 income per year plus $3.2 million in net liquid assets) and poor people ($35,000 income or less per year plus < $5,000 in net liquid assets) I was able to identify common daily habits possessed by the rich and the poor. This research is important because it gets to the heart of the issues and causes of income inequality and the wealth gap that plague our country. I learned five key things from my study: [Read more…]

Tip o’ the Morning to Ya – Health Habits – Moderation

Rich Habits Word of the Day

Sobriety – Self- restraint, moderation.  Sobriety seemed the best course of action following a fun-filled holiday season.

Rich Habits Fact of the Day

Food in your diet must be digested before being absorbed by your cells, but alcohol included in your diet flows directly through your body’s membranes into your bloodstream, which carries alcohol to nearly every organ in your body. The unmetabolized alcohol flows through your stomach walls into your bloodstream and on to your small intestine. Most of the alcohol you drink is absorbed through the duodenum (small intestine). From there it flows through a large blood vessel into your liver. In the liver, an enzyme similar to gastric ADH metabolizes the alcohol, which is converted to energy by a coenzyme called nicotinamide adenine dinucleotide (NAD). NAD is also used to convert the glucose you get from other carbohydrates to energy; while NAD is being used for alcohol, glucose conversion grinds to a halt. The normal, healthy liver can process about 1/2 ounce of pure alcohol (that’s 6 to 12 ounces of beer, 5 ounces of wine, or 1 ounce of spirits) in an hour. The rest flows on to your heart.

Rich Habits Lesson of the Day

84% of successful, healthy people in my study drank less than 2 glasses of beer, wine or alcoholic drinks every day. They moderated their consumption of alcohol. A normal, healthy liver can process about 1/2 ounce of pure alcohol (that’s 6 to 12 ounces of beer, 5 ounces of wine, or 1 ounce of spirits) in an hour. The rest flows on to your heart. Alcohol is a sedative. When it reaches your brain, it slows the transmission of impulses between nerve cells that control your ability to think and move. That’s why your thinking may be fuzzy, your judgment impaired, your tongue twisted and your vision blurred.