How a Simple Daily Routine Can Turn Your Dreams Into Reality

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In my book, Change Your Habits Change Your Life, I introduced my readers to one of the tools successful entrepreneurs in my Rich Habits Study used that helped transform them from ordinary individuals into self-made millionaires. This tool is something called Dream-Setting.

Dream-Setting is a process in which you:

  1. Define your ideal, future life, via a script of 1,000 words or more. In this script, you go out into the future five or more years and paint a picture with words of every facet of your ideal, future life. The home you own, the neighborhood you live in, the income you earn, the money you accumulate, the car you drive, the amazing people who are your closest friends, the places in the world you travel to, etc.
  2. Bullet point each dream within your script.
  3. Build goals around each dream.
  4. Pursue each goal until it is achieved.

As you realize each dream, you climb your individual Dream Ladder. When you reach the top of your ladder, only then are you living the life of your dreams.

Clearly, the hardest part of this Dream-Setting process is pursuing and achieving the goals behind your dream, or the Goal Pursuit & Achievement Process (step #4), imbedded within this Dream-Setting Process.

Step #4’s Goal Pursuit & Achievement Process is the hardest part because it requires that you:

  1. Develop the knowledge and skills which enable you to pursue each goal and
  2. Take action on each goal.

Each of these two Goal Pursuit & Achievement Processes, requires effort. Effort = Time. Somehow, you must find the time to pursue and achieve the goals behind your dreams.

What makes devoting time to your goals so hard, is that many who are pursuing their dreams and the goals behind their dreams, have jobs which limit how much time they have to engage in this Goal Pursuit and Achievement Process.

So, what do you do?

You must create a daily routine in which you block off time, every day, to dedicate to this Goal Pursuit & Achievement Process.

This routine can be as little as one hour a day. What makes this routine so effective, is when you habitualize it, meaning, when you transform it into a daily habit. You need to create a daily habitual routine in which you, day after day, go at each one of your goals.

Your daily routine = the scheduling system that transforms each of your dreams, and the goals behind your dreams, into reality.

This is why I harp so much on habits. Daily habits, built around your goals, make success possible.

Your daily routine is nothing more than a series of daily habits you engage in every day that enable you to achieve each one of your goals and ultimately, each one of your dreams.

Let me give you a real-life example.

When I began my Rich Habits Study in early 2004, I had just taken over as CEO of my company. I had responsibility for eight employees and close to one thousand clients. This new job required an enormous commitment of my time, meaning long hours. I also had three young children and a spouse I desperately wanted to spend time with.

So, I found the only time available – 4:30 am – 6am on workdays and 4:30am – 8am on weekends. For nearly four years, my daily routine was waking up at 4:30am and devoting time to my Rich Habits Study. Because I only had that limited time, the study took four years. But, after four years, it was done.

Since then, I continued to employ this daily morning routine to help me write five books over a seven year period. Like so many of the self-made millionaires in my Rich Habits Study, a simple daily routine helped transform me from a nobody into a world-wide bestselling author, in a relatively short period of time.

If you are pursuing a dream and time is your enemy, you must create a routine and then you must habitualize that routine – schedule it every day. This is what successful high achieving dreamers do. That is what the self-made millionaires in my Rich Habits Study did. They created and followed a consistent schedule, or daily routine.

Consistency transforms dreams into reality. The tool to create consistency, is your daily routine.

Should You Share Your Dreams and Goals With Others?

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In my book Rich Habits, I shared one of the many Rich Habits that related to the relationships we keep:

I Will Surround Myself With Positive, Upbeat, Success-Minded Individuals.

According to my Rich Habits Study, the basis of the research behind my book, 93% of the 177 self-made millionaires in my study said they intentionally surrounded themselves with success-minded people. Even more interesting, 90% of those 177 millionaires said they avoided associating with toxic people.

Toxic people are typically those with a negative outlook on life. They are pessimistic, negative types who possess bad habits, limiting beliefs, they gossip and create havoc with their relationships.

Jim Rohn has a famous quote related to this: “’You are the average of the five people you spend the most time with.”

The point Rohn was making is that those who surround you, your inner circle, influence the circumstances of your life in ways you may not fully comprehend.

Everyone has an Inner Circle. Inside this circle are family members, friends, colleagues at work, and other significant others who you interact with frequently.

You Inner Circle is something that has evolved over time, meaning it was not something you intentionally created. As a result, individuals who have slipped into your Inner Circle may not necessarily share your dreams, goals, ambitions, desires, beliefs, habits, thinking, work ethic, etc.

In fact, some of those residing in your Inner Circle may actually be toxic, meaning they can negatively impact the pursuit of your dreams and goals. They can infect you with their negative beliefs, bad habits, poor work ethic, etc. They can de-motivate you.

In short, these toxic Inner Circle members can de-rail your pursuit of success. And, because they will drag you down and de-motivate you, these toxic Inner Circle members should never be privy to your dreams, goals or aspirations.

The only people who you should share your dreams, goals and aspirations with are individuals who are the opposite of toxic. Individuals who can actually help you in the pursuit of success.

For this very reason, it is critical for you to intentionally build another Inner Circle, or rather a Winner Circle.

You Winner Circle will be comprised of individuals who are upbeat, highly motivated, enthusiastic and possess a positive mental outlook. These are can-do types who will become your biggest cheerleaders.

Your Winner Circle members will encourage you in the pursuit of your dream. They will help keep you motivated about the goals behind your dream. They will have good habits which infect you, helping your dreams and goals become a reality. They will lift you up and keep you going.

Your Winner Circle are the only people with whom you will share your dreams, goals and aspirations.

Be careful who you share your dreams, goals and aspirations with. Be very selective. 

The pursuit of success isn’t easy. It is filled with obstacles, pitfalls and problems. It requires relentless persistence. Many who pursue success, unfortunately fail and I believe it is, in large part, due to the fact that they are surrounded by too many people telling them to quit; to give up the fight.

You therefore need to surround yourself with people, your Winner Circle, who will help you navigate those obstacles and pitfalls and who can also help you find solutions to problems. You need to surround yourself with people who encourage you to keep fighting on and to never, ever quit.

If you are pursuing success, build a Winner Circle and only share with them your dreams, goals and aspirations. Never share your dreams, goals and aspirations with anyone who might discourage you from that pursuit.

How To Turn Your Brain Into a Success Machine

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In November, 2017, DHM Research released the findings of a study on 1,000 American adults. In this study, one-third had created a script, or blueprint of their ideal, perfect, future life. Two-thirds, did not follow any script or blueprint.

What happened?

The one-third who scripted out their lives went on to thrive and succeed. The two-thirds who did not follow any script or blueprint, struggled in life financially and otherwise.

When you create a blueprint of your ideal, future life, you toggle on all sorts of neural mechanisms within the subconscious: the Reticular Activating System, the Insula and the Thalamus.

According to researcher Gerd Gigerenzer (Gut Feelings: The Intelligence of the Unconscious), the unconscious brain (limbic system and brain stem) is far superior to the conscious brain (cortex). It has the ability to take in important information from the external environment that is unseen by the conscious mind.

This unseen information is extracted from the environment via the five senses. The Reticular Activating System (RAS), Insula and Thalamus then process portions of this information and allow it to be received by the cortex.

The unseen information taken in by the RAS, Insula or Thalamus, is information that they deem important. Information is considered important when it is tied to some dream, the goals behind a dream or a life plan (blueprint).

All other information, information not tied to dreams, goals or some blueprint, or not critical to survival, remains unseen – intentionally blocked by the RAS, Insula and Thalamus from entering the conscious mind (the cortex).

This is why having a blueprint is so important. It activates powerful areas of the subconscious mind and allows the subconscious mind and conscious mind to work together, helping you create the life you desire – the life defined by you in your blueprint.

Focused Study – The Foundation of Success

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Knowledge and learning are the foundation and springboard for success. It’s impossible to know everything. Therefore, you must focus your study on specific areas that will create the greatest return for the time you invest in learning.

What areas should you focus on?

  • Job – Learn everything about your job.
  • Company – Learn everything about your company.
  • Industry – Learn everything about your industry.
  • Business – Learn everything about the business you are in.
  • Dreams – Learn everything about the dream you are pursuing.
  • Niche – Become exert in your knowledge in one unique area.
  • Valued Relationships – Learn everything about the people who are important to your life, career, business or dream.

Expanding your knowledge is a self-improvement activity that you must engage in on a daily basis. Successful people devote blocks of time to learning and gaining knowledge by studying subject matter that will improve them in some way.

This daily habit eventually transforms you into virtuoso in your job, company, industry, business or niche. Thirty minutes or more of focused learning, every day, creates the consistency you will need to gain virtuoso expertise.

How To Convert Bad Habits to Good Habits

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40% or more of all of our daily activities are habits. Habits are unconscious behaviors, thinking, decisions and emotions that we engage in every day. Many habits are good, like showering every day, brushing your teeth, brushing your hair etc. But many are also bad like drinking to much alcohol, overeating, watching too much T.V.

Bad habits hold us back from living a successful life and good habits help move us forward to a successful life.

Due to our habits, we are either unconsciously moving towards success and a happy life or unconsciously moving towards failure and a miserable life.

The first step in changing your habits and your life, is to self-assess. For one week write down everything you do every day. Those activities that reoccur on a daily basis = daily habits.

With you list of daily habits, the next step is to grade those habits.

Good habits get a plus sign (+). Bad habits get a minus sign (-).

The next step is to invert your bad habits and replace them with a good habit.

Example

Bad Habit                           Good Habit

I don’t read to learn            I read to learn 20 minutes today

I watch too much TV          I watched less than one hour of TV today

I don’t exercise                  I exercised 20 minutes today

Create a checklist of your bad habits you wish to convert to good habits and use this checklist as your accountability partner.

Rich Habits Poor Habits – The Success Beliefs of the Rich

Beliefs represent the acceptance of something without any proof to back up what we accept as fact.

They are inherited unconscious programming. We adopt the beliefs of our parents, family, mentors culture and our environment (neighborhood, town, city, state, country).

Watch this video as Tom and I chat about his 5 year study into the success beliefs of the rich.

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Interview With Gina Lofton

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Hello. This is Gena Lofton.

I would like to introduce you to Tom Corley.  Tom is a motivational and empowering speaker and is the author of several books that discuss the habits of the wealthy and how they differ from others. He discusses his childhood and how his successful businessman father ended up losing his fortune through a business sale that went bad.

He became interested in the habits of successful people when a friend with business problems asked him for advice. This sparked off an idea to conduct a study of people’s behavior and habits on what habits are required to derive success.

Early on he asked the question, “What do you do with your time at the end of your work day?” He got a lot of different answers, and he noticed that almost all of the wealthy people spent time away from home doing things that increased their knowledge and expanded their connections with others.

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His study ended up breaking down habits into twenty different categories. To get participants interested in the study he offered free tax planning. He gathered a lot of information from various individuals and compared their net worth.  He narrowed things down to ten essential habits which he used in his first book. Later he went into broader detail in subsequent books. He says, “It was important to not only learn what the successful were doing but also what those less successful were doing wrong.”

Tom says, “Most poor people would just kick back and look for entertainment in their evenings, while the wealthy, would often practice and improve their skills.” It doesn’t matter what your circumstances are anyone can change their habits. Either by getting rid of bad habits or taking on new good ones.

He discusses various ways to change and improve your life and one way is by surrounding yourself with people who already have what you want. One should find the people that have the habits you want and make friends with them so that you can emulate their habits and adopt for yourself.

He also wrote a book called Rich Kids to help instruct parents and teachers on methods of assisting young people to develop to become successful in life.   In that book, he goes through all of the different things people should be teaching children. One is encouraging children to read and learn and get away from distractions like video games and television. His book contains several stories about how parents can help their children be successful adults.

You can find out more at his website where he has a lot of free material and a regular newsletter.

Talking Points From This Week’s Episode

  • He studied the differences in habits between the wealthy and less wealthy.
  • One should learn and understand what are good and bad habits.
  • Anyone should be able to change their habits and integrate new ones.
  • He provides tips for helping educate children to be successful.

About Our Guest
Tom Corley is an internationally recognized authority on habits and wealth creation.
His inspiring keynote addresses cover success habits of the rich, failure habits of the poor and cutting-edge habit change strategies. Tom has spoken alongside Richard Branson, Mark Victor Hansen, Robin Sharma, Dr. Daniel Amen and many other notable speakers.

In Tom’s five-year study of the rich and poor, he identified over 300 daily habits that separated the “haves” from the “have not’s.”

Tom is a bestselling and award-winning author. His books include Rich Habits, Rich Kids, Change Your Habits Change Your Life and Rich Habits Poor Habits.

Tom has appeared on or in CBS Evening News, The Dave Ramsey Show, CNN, MSN Money, USA Today, the Huffington Post, Marketplace Money, Success Magazine, Inc. Magazine, Money Magazine, Kiplinger’s Personal Finance Magazine, Fast Company Magazine, Epoca Magazine (Brazil’s largest weekly) and thousands of other media outlets in the U.S. and 25 other countries. Tom is a frequent contributor to Business Insider, CNBC, and other national media outlets.

Tom is also a CPA, CFP, holds a Master’s Degree in Taxation and heads a CPA firm in New Jersey.

 

Cardio Boosts Brain Function

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As many of you who follow me know, daily aerobic exercise was a common habit among the rich in my Rich Habits Study. In fact, 76% of the rich exercised aerobically, 30 minutes or more every day, four to five days a week.

Dr. Picketts, the lead author of a joint study with researchers from Ottawa Hospital and Ottawa University, found that aerobic exercise increased the production of SNF2H, a protein that serves as a growth factor for brain cells. This protein actually increased the myelin sheath around the axons of brain cells.

Myelin Sheath is the insulation around axons. Axons are part of every neuron (brain cell). There is one axon attached to every brain cell. Axons are the part of brain cells that send signals to the dendrites (receivers of brain signals). The thicker the myelin sheath, the stronger and healthier the brain cell. Stronger means the signals sent by the axon are faster and more powerful.

Studies have shown that thicker myelin sheaths around axons correlates to greater cognitive ability (higher IQ).

If you are pursuing a dream or seeking to become a virtuoso at what you do, aerobic exercise increases your chances of success by boosting brain performance.

So, it makes sense that those who eventually become millionaires, long before they become millionaires, forge the habit of exercising aerobically every day. This aerobic exercise habit gives those pursuing success a decided advantage – higher IQ’s and improved brain performance.

Here’s Why Etiquette Matters

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As many of you who follow me know, the self-made millionaires in my Rich Habits Study had forged good etiquette habits, while the poor in my study had poor etiquette habits. Also, in my study, I found that self-made millionaires focused on adding value to the lives of others, while poor people were primarily focused on adding value to their own lives.

These finding were recently validated by a joint twenty-year study by Penn State University and Duke University (Bennett Pierce Prevention Research Center), researchers studied the teacher evaluations of 800 students from kindergarten and followed these students into their mid-twenties to see how they were doing in life.

The researchers found that those kindergarteners with good etiquette (helpful to other students and willing to share with other students) were more likely to have graduated college, to be gainfully employed and to not have been arrested than students with lesser prosocial etiquette skills.

Good etiquette and the desire to add value to the lives of others (selflessness) is a shared Rich Habit of millionaires, according to my Rich Habits Study. Poor etiquette and selfishness is a shared Poor Habit of those struggling with poverty, according to this same study.

Success is a process. Poverty is a process. The process you follow is defined by your habits. Good habits are the process self-made millionaires follow. Bad habits are the process poor people follow. If you want to succeed in life, you must forge good habits.

80% of Your Life Span is Determined by Your Habits

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If you’re not sold on the importance of habits, this might change your mind.

Dr. Michael Greger and his research team poured through 24,000 studies on longevity and found that 80-90% of the risk factors associated with age-related diseases (cancer, heart disease, diabetes, Alzheimers, Dementia, etc.) were driven by diet and lifestyle (aka Habits).

Simply put, your habits dictate how long you live.

Habits Which Increase Your Life Span:

  • Exercising Aerobically – Daily cardio of 20 minutes or more reduces risk factors for all sorts of age-related diseases.
  • Fasting or Intermittent Fasting – Fasting requires that you do not eat for 24 hours or more. Intermittent Fasting requires that you forgo eating for 12 hours or more.  Intermittent Fasting is basically eating once a day. Fasting also gives your brain a rest. It reduces synaptic activity, allowing your brain to rest and repair itself. This rest reduces oxidative stress within each brain cell, improving brain health and brain function.
  • Eating Healthy Foods – This involves eating more fiber and less protein. Protein should be less than 20% of your daily diet. High fiber diets are also known as Pro-Biotics – the food bacteria in your gut eat to survive.
  • Eating Fermented Food – Fermented foods (i.e. yogurt) = Pre-Biotics, or good bacteria. Fermented foods increase the amount of good bacteria in your gut.
  • Rich Relationships – Rich Relationships are relationships you have with individuals who all share one thing in common – Positivity. If you surround yourself with positive, optimistic, upbeat, happy and enthusiastic people their positivity will infect you like a virus, transforming your from negative to positive. Positivity has been found to increase the length of Telomeres (caps at the end of each chromosome). Longer Telomeres have been found in various studies to be directly correlated to longer cell life, resulting in a longer life span.
  • Calming Your Mind – Any activities which reduce stress help keep Telomeres from shortening and reduce oxidative stress within the brain. Reducing stress also decreases the production of cortisol, a stress hormone which has been shown to impair immune function. Think running, biking, reading a book, meditating, listening to music, relaxing with family and friends, etc.